I am Jolene Saiz, a Certified Divorce Lending Professional (CDLP ®) and owner of Aspen Leaf Divorce Mortgage Planning.  At Aspen Leaf DMP, we offer custom and tailored plans for our clients in regard to division of marital property, home equity analysis, support income analysis, mortgage assumption facilitation just to name a few.  As a CDLP® I have additional and extensive training and knowledge in the context of divorce, mortgage guidelines, specialized knowledge in family law as well as unique tools that regular loan originators do not have.

As someone who has experienced divorce personally, I realized helping those navigating the often daunting and stressful path of divorce was something that I wanted to.
I approach what is often a stressful and sensitive time in one’s life with empathy, respect and understanding, but with a sprinkle of humor.  I just can’t help it, it is who I am. Divorce is heavy. Dividing the marital home can be stressful and hard,  its nice to have someone on the other end of the phone have a smile in their voice and kindness in their actions.

So why would you do business with Aspen Leaf Divorce Mortgage Planning over your typical loan officer?

What is a Certified Divorce Lending Professional?

Specialized Training
A CDLP® must obtain extensive, specialized training about dividing real property in a divorce, transferring of ownership, property types, how the mortgage interest deductions can be affected in a divorce and more to earn their certification.

Sooner Is Better
A CDLP® should be involved in the divorce process as soon as possible as I can help with divorce mortgage planning post divorce too.  By not waiting until too late in the process you avoid the risk of needing to change agreements that are no longer feasible to one party. I am educated to look at the whole picture, not just getting you a loan done right now.

Financial Neutral
As CDLP® I can assist both spouses as a neutral third party if so desired by helping both parties gather documents, understand their assets, financial obligations, analyze budgets, run scenarios etc. This can allow you to make educated financial decisions.

Part of the Team
As your CDLP® I work in collaboration with your divorce team, as a neutral third party to family law, mediators, tax planning, and financial advisors.  I have tools, resources and knowledge that a typical loan officer does not, that is why you would want to work with a CDLP®.
I do not provide tax or legal advice.

For more information please visit www.jolenesaizcdlp.com
Jolene Saiz NMLS 2002701